Your child's financial future starts today

ARO is a financial training program that empowers students ages 8-18 to take control of their own financial decisions, learn the value of hard work, and understand the role of money in real life.

| Why ARO? |

5 key tools for our parents and kids

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01

Web & Mobile Apps

ARO web and mobile apps enable you and your student to process payments, track transactions, create budgets, and so much more.

02

ARO Cards

The ARO prepaid card will integrate directly with the ARO apps so your student can track spending and reload the card seamlessly.

03

Curriculum

The ARO curriculum walks parents and students through the process of making wise financial decisions and learning from financial mistakes.

04

Networking

Join a social network of parents throughout the country who are also training their students using the ARO program.

05

Partnerships

Take advantage of partnerships with leading retailers, service providers and manufacturers to get discounts and special offers for everyday expenses.

| How It Works |

ARO is easy as
EARN – BUDGET – SPEND

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EARN

Students are paid a regular salary based on their academic achievement
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BUDGET

Students are expected to budget and pay for their own real-world expenses
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SPEND

Students are empowered to make their own spending decisions with their custom ARO prepaid card

| ARO Principles |

ARO

Incentivizes
Achievement

ARO

Trains Wise
Financial
Decision Making

ARO

Empowers
Young
Consumers

ARO

Encourages
Personal
Responsibility

This is a prepaid card

for kids, managed by kids.

| Long-Term Success |

Financial independence
from childhood to adult

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of young adults said they receive financial support from their parents
0%
of young adults say they couldn’t afford current lifestyles without parents support
0%
of college students have over $1000 in credit card debt
0%
* Forbes “How Young Adults Feel About Financial Independence From Their Parents”, April 2019
Just a few of our happy reviews…

From our Parents and Kids

“ARO set my daughter up for success…”
We bacon ipsum dolor amet turkey doner spare ribs beef ribs burgdoggen, venison ham hock short ribs fatback ribeye sirloin pig biltong swine.

~ Ted B.
“ARO set my daughter up for success…”
We bacon ipsum dolor amet turkey doner spare ribs beef ribs burgdoggen, venison ham hock short ribs fatback ribeye sirloin pig biltong swine.

~ Ted B.
“ARO set my daughter up for success…”
We bacon ipsum dolor amet turkey doner spare ribs beef ribs burgdoggen, venison ham hock short ribs fatback ribeye sirloin pig biltong swine.

~ Ted B.

| GET ARO |

Get Notified
When ARO Goes Live

Sign up to be one of the first to get ARO when it launches and get 6 months free.